Non-ChexSystems Banks

As you may already know, over 80% of all banks in the U.S. use ChexSystems to verify new accounts. The banks that do not use ChexSystems are commonly known on the Internet as “Non-ChexSystems Banks”.

Why a Non-ChexSystems Bank?
The answer is quite obvious. Since Non-ChexSystems Banks do not check with ChexSystems before opening a new account, you will not have to worry about them running your ChexSystems report. These types of banks will usually run some other form of consumer reporting service, such as Telecheck or a credit report. So, for this reason, it is important you know what type of verification service a bank is using before you decide to open a new account with them.

Where to Find a Non-ChexSystems Bank
Ten years ago, the Internet was still young and it didn’t have as much information about ChexSystems as it does now. Today, you can find a ton of websites offering all types of information and services for ChexSystems issues. Among them, you’ll be able to find websites offering lists of Non-ChexSystems Banks. Most of these lists are readily available and free to use, so if you happen to land on a website that is charging a fee for this kind of information, you should leave immediately.

Building Our Own List
We believe that accurate information is important, so we have decided to build our own list of Non-ChexSystems Banks. This list will be regularly updated to offer the maximum benefit to our visitors.
If you know of any “good” banks to put on the list, please let us know and we’ll share the information with the community.